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@hypolite @jsparknz @aral came close enough to solving the social problem. A novice can open a HM acct as easily as a Yahoo acct. An external expert user can do all the key management on hushtools.com. And for me that worked. I was able to get accountants & lawyers to use crypto effectively. Novice-to-novice => HM-to-HM. BTW, the latacora.micro.blog link is dead for me.

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