@gritnot I think it actually makes more connections to Microsoft when you use YubiKey, as it connect to a domain connected with biometrics and authentication when I tried it out. Keep in mind this was about a year or so ago, though, so things may have changed.
@ThreeBadgersInATrenchcoat that’s interesting. I figured there’s be less with a local login. 🤷🏻♂️