Would you rather have 100k$ right now or have 20k$ for the next 5 years?
@ParmuTownley it depends how the dollars doing ππ΅
@ParmuTownley If you can keep it, then the objectively better option is tqo have 100k now and then invest it for compound interest, over the same five year period you'll have made much more money than you would have otherwise, off of just interest alone.
@ParmuTownley doesnt matter as long as i can keep it without spending it